Credova

Credova is an internet-based platform that allows you to shop now and pay over time. We partner with merchants and other partners to offer flexible financing options, connecting you to financing options that may fit your budget.

When shopping online with one of our partner merchants, simply choose Credova at checkout. You'll be guided through a quick application process and, if approved, you can select from any of the qualifying financing terms that fits your budget.

Credova is available for orders with a subtotal between $300 and $5,000. If your order subtotal falls between this range an you do not see Credova as a payment option, please notify our customer service team by visiting https://cmmg.com/contact

When you apply through Credova, only a soft credit check is performed. This has no impact on your credit score, so you can explore financing options with confidence.

Typically no, most other promotions such as military or first responder discounts cannot be combined and used at checkout alongside redeemed RELOADS points, though you will still earn RELOADS points on the orders with another type of discount promotion applied.

Based on your application details and what each merchant has chosen to offer, you may qualify for financing offers ranging from $150 to $5,000. Some select merchants may offer financing offers up to $10,000 in limited circumstance. Available financing products are determined by a number of factors, which include but are not limited to your state of residency, credit profile, the credit policies for each lender, and the products your merchant has chosen to offer.

If you have any questions about your financing or need assistance with your application, please reach out to Credova support at (833) 273-3682. You can also email support at info@credova.com. or visit the Credova website at https://credova.com and select the chat feature from the homepage.

If your application is approved, we'll send you an approval email. Sometimes these emails can sneak into your spam or junk folder, so be sure to check there just in case.
If you haven't received an email or just want to check in on your status, we've got you covered. You can:
Chat with us using the chat feature on our homepage
Call us at (833) 273-3682 - we're happy to help!

Your approval is good for 30 days! There's no pressure to use it-but after 30 days, the approval will automatically expire. If that happens, no worries-you can always reapply whenever you're ready!

To use your approval, add the items you want to your cart and go to checkout. Select Credova Financing as your payment method. You might be asked to verify your phone number again-this helps link your approval to your account. Then just follow the prompts to complete your purchase.

All returns must follow the return policy of the merchant you purchased from. If you need to initiate the return, please contact the merchant directly to review their specific return process and eligibility requirements. If the retailer approves your return, they will notify us, and we will proceed with canceling your contract accordingly. For details on how a return may affect your financing, refer to your agreement.

To cancel your contract, you must first contact the retailer where you made your purchase. Credova provides financing but does not handle returns or cancellations directly. We follow the retailer's return policy. If the retailer approves your return, they will notify us, and we will proceed with canceling your contract accordingly. If you are having difficulty with your contract, please contact us by phone (833) 273-3682 or email, info@credova.com.